
SELLERS
What Is Title Insurance? and Why Do You Need It?
In Broward and Miami-Dade County it is customary for the buyer to pick the title agent.
However, in almost all other FL counties the seller picks the title agent. Regardless of
which county you are located in; Harbor Title will make the closing process as easy as
possible for you as a Seller. Here are our key duties for a Seller:
1. Resolve Title Issues: We will order a title search as soon as possible and notify
you of any outstanding liens or unresolved legal matters and we will work with
you to clear these issues before closing.
2. Document Preparation: we prepare all of the essential closing documents,
including the deed, affidavits and any other document required for the seller to
transfer ownership to the buyer.
3. Closing Coordination: We help coordinate the closing process, ensuring that all
necessary parties, including the buyer, seller, real estate agents, and possibly
attorneys, are present to sign the required documents. We can also arrange for
mobile notaries and remote online notary sessions as needed. Click here to see
the life cycle of a typical closing.
4. Escrow Services: We act as the escrow agent, holding funds in a secure
account until all the conditions of the sale are met. This includes the distribution
of funds to the seller upon successful completion of the closing.
5. Payouts and Liens Satisfaction: We ensure that any outstanding debts or liens
against the property are paid off or satisfied from the proceeds of the sale. This
includes the payoff of the seller's existing mortgage.
6. Proration of Property Taxes and HOA/Condo Dues: Our title experts calculate
and handle the proration of real property taxes and homeowners association
(HOA) or condominium association dues between the buyer and seller. This
ensures that each party pays their fair share for the time they've owned or will
own the property.
7. Legal Services: If you are involved in a closing and the Buyer has selected the
title agent you can still benefit from hiring our attorney to represent you in the
closing. Our attorneys represent your interests in the sale exclusively and we
ensure a tailor made experience where all questions are answered and your
interests are thoroughly protected. (link to Goldman & Rosa, PA)
By fulfilling these duties, we help ensure a smooth and secure transfer of ownership for
both the buyer and the seller. Sellers can rely on Harbor Title to address potential title
issues, handle the closing process efficiently, and provide necessary documentation for
the transaction. But you don’t have to take our word for it- check out what our previous
sellers have to say about closing with Harbor Title.